Top Tip

Realize that you do not have to struggle alone. We all can share our grief with family and friends. Seek help from clergy or counselors. Hospices and funeral homes may be able to suggest mutual support groups. And librarians and bookstores can recommend books that can assist as you grieve.

Q: My father has cancer and his physician has recommended hospice. My family has very little financial resources. How is hospice care paid for?

A: Hospice care is a covered benefit under Medicare for patients with a prognosis of 6 months or less. Medicaid covers hospice services in most states. Many private health insurance policies and HMO's offer hospice coverage and benefits. Hospice services are also covered under TRICARE. Frequently, hospice expenses are less than conventional care expenses during the last six months of life.